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Retirement Print

The following explanations, forms and worksheets are provided to give you general information about the retirement system. If you are not sure how these options apply to your individual account, please do not hesitate to contact the Retirement System by telephone, This e-mail address is being protected from spam bots, you need JavaScript enabled to view it , a personal visit or attendance at one of the workshops listed in the Calendar of Events on this web site. Retirement laws can be complicated and very confusing to understand. Do not hesitate to discuss any concerns with a Retirement System staff counselor.

Effective July 2, 2009, retirees under age 65 cannot return to employment in a position covered ATRS within 6 months of their effective date of retirement or their retirement benefits will be canceled and benefits received will have to be paid back to ATRS.

Any ATRS retiree with a combined total of 38 years or more of (in any combination):

  • Credited service in ATRS

  • Participation in the T-DROP plan

  • Reciprocal credited service in another eligible state retirement system

shall have a 1 month separation period from the member's effective date of retirement before the retiree returns to work in a position covered by ATRS.

Positions covered by ATRS include part-time or full-time employment with any Arkansas public school, educationally related state agency, college, university and/or post-secondary institution. If you are planning on returning to work after retirement, please contact our office for information on proper procedures. This will insure that there is no loss of benefits. Members age 65 or older may apply for benefits without termination of employment.


All applications for retirement benefits must be filed with this office 1 full month prior to the effective date of benefits (i.e. July benefits require a May application). For members under age 65, termination of employment must occur prior to the effective date of benefits.

These are selected at the time of retirement. A member
may choose one of the following options:

Straight Life Annuity
Option A
Option B
Option C
Early Retirement
Calculate your Retirement Benefits
Retirement Estimate Worksheet


We hope these explanations have been helpful to you. Please feel free to contact our office if you have questions or concerns. Remember that retirement laws and rules change and the change may affect your benefit. Individual or special circumstances may also affect your retirement decisions. While we can and do help, it is your responsibility to make sure that the retirement you choose is best for you.

Last Updated ( Tuesday, 27 March 2012 )